Understanding the Korea-China Pension Framework
根据中韩社会保障协定及韩国国民年金法第77条互惠原则，持有中国国籍的普通外籍雇员（如 E-7, E-9 等）在离开韩国时，原则上无法领取国民年金的离境一次性返还金（반환일시금）。您的参保记录将被韩国年金公团封存保留，待达到法定退休年龄后申请年金给付，或在特定持永住权/结婚移民签证时适用特殊清算规则。
The Reciprocity Principle of Article 77
The National Pension Act of South Korea (Article 77 and Article 126) mandates that foreign citizens receive identical pension treatment to that which Korean citizens receive in the foreign worker's home nation. Because the China and South Korea entered into a Bilateral Social Security Exemption Agreement (상호면제협정) in 2003, administrative procedures are strictly governed by these statutory bilateral articles.